Sunday, September 25, 2016

Make It or Break It

This past weekend, I took a little vacation while cat-sitting for a friend. My husband and I experienced living in Santa Monica for 3 days and yeah we are hooked! Who doesn't like the beautiful weather, the close proximity to the beach, the city-like feel of its streets, the all around relaxed feel of this place?

My husband make a remark last night that really got me thinking. "We should be living in this kind of place while we're still young." It personified the very myth about how it usually goes--you work hard as a young graduate from college, live in crappy apartments until you can finally get that pay raise and move in to your ideal house. And of course, if you do even think of having kids, then this whole process will definitely delay. And you will really move in to your "ideal home" well into your thirties and forties.

So what is the solution?

In my opinion, I think this way of thinking or living may or may not still exist today. In fact, I don't think it does exist. It seems like the millennials are either beyond rich in a self-made millionaire kind of way before they even hit 30 (think Mark Zuckerberg, Larry Page & Sergey Brin, Evan Spiegel, and so many more) or they are about to hit 30 and they are still too busy traveling the world, partying, or watching the latest episode of "Game of Thrones"--a clear sign that they will not be moving into that "dream house" anytime soon. It seems like there is no balance or "in between". Or perhaps the in-between is the way the generation before us--the baby boomers--were making it.

It seems like that "balanced" way of living is getting farther and farther away with the emergence of technology advancing more and more every day. It seems like you have to either move really fast in order to be as successful or nearing that success factor or choose to live a mediocre life with so many debts and loans--especially student loans drying up your cash flow before it can even reach you.

The good news is, neither me or my husband have any kind of student loans chasing us incessantly and it seems like our little "credit card" issue is being taken care of thanks to some remaining generous wedding gifts. Now, both of us nearing 30, not there yet, have a chance at life finally. And in this age and time, we have a chance to really make it or break it.

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